Home - A1 Secured Notes

Our Simple Process to Build Wealth

We Listen to You

We begin by understanding your financial goals to tailor an investment strategy that suits your needs.

We Tailor Your Portfolio

Whether you're divesting real estate or building a retirement fund, we structure your portfolio to provide hassle-free cash flow.

We Help You Hit Your Goals

We continuously monitor your investments to ensure optimal performance and returns.

Why Work with A1 Secured Notes?

At A1 Secured Notes, our mission is to help investors discover the potential of mortgage note investments. We offer personalized investment strategies that provide instant cash flow and high returns, all while leveraging the strength of real estate-backed assets. Whether you’re looking for income-focused investments or retirement growth strategies, we can help you diversify your portfolio and achieve financial security. Explore our services below:

  • Trust Deed Investing
  • Mortgage Note Buying/Selling
  • Loan Modifications
  • Portfolio Expansion

Who We Serve

We work with a diverse range of investors, from beginners looking to start their journey to seasoned professionals aiming to diversify their portfolio. Whether you’re looking for income-focused strategies or long-term wealth-building, we have the expertise to help you succeed.

  • New Investors
  • Real Estate Professionals
  • Doctors & Dentists
  • Self-Directed IRA Investors
  • Property Owners
  • Financial Planners
  • Realtors
  • Business Owners
  • Lawyers
  • Accountants
  • Business Owners
  • High Tech Employees

If you're tired of the stock market's volatility, let A1 Secured Notes help you achieve financial freedom through secure, real estate-backed investments.

About David Frazier, CEO and Founder

David Frazier has over 25 years of experience in real estate investing. He has helped countless clients build wealth through strategic mortgage note investments. With a deep understanding of market dynamics, David is passionate about providing personalized investment solutions to help investors achieve financial freedom.

Why Work with David?

His dedication to client success, combined with his extensive knowledge of
mortgage notes, makes him the ideal partner for anyone looking to grow their portfolio
with secure and high-yield investments.

Get the Free Guide

The Ultimate Guide to Note Investing: A Beginner’s Roadmap

Learn how mortgage note investing works, why it’s a smarter alternative to traditional real estate, and how you can start earning passive income. Download our free guide to get expert insights into the world of note investing and start building wealth today.

Recession-Proof Your Portfolio

Watch our informative video to learn how investing in mortgage notes can stabilize your portfolio and protect you from the volatility of the stock market—without the hassles of property management.

Four Reasons to Invest in Notes

Discover why mortgage notes are the best-kept secret in real estate investing:

  • Be the Bank

    Enjoy passive income without the headaches of managing tenants or properties.

  • Buy Right

    Get high returns with the proper due diligence and secure 1st position liens.

  • Give Back

    Help homeowners by turning non-performing notes into performing assets.

  • Build a Legacy

    Invest through a Self-Directed IRA and create generational wealth.

Why Sell a Mortgage Note?

People typically sell mortgage notes when they prefer not to wait for monthly payments or need immediate cash. After selling their note, they often experience a sense of freedom, allowing them to:

  • Travel
  • Pay bills
  • Manage an estate
  • Qualify for senior care programs
  • Make other investments

There’s also the option to sell only a portion of your note, known as a “partial,” which allows you to access cash now while continuing to collect payments in the future.

How Note Buying Works:

  • Request a Quote – Get an estimate of your note’s value.
  • Submit Loan Documents – Provide copies of your loan details.
  • We Handle the Underwriting – We manage and pay for the
    underwriting process.
  • Closing – We schedule and pay for the closing.
  • Seamless Transition – We ensure a smooth transfer for the payor.

Contact us today for a free quote to learn more about your options.

How Much Is My Private Mortgage Note Worth?

The value of your mortgage note depends on several factors, including
property value, equity, and borrower payment history.

  • Property value and type
  • Current equity
  • Payment history
  • Borrower’s credit score

We treat every note individually, providing you with fair options and a
transparent valuation process. Get a detailed valuation and discover the
best options for selling your note.

FAQs

Get answers to our most frequently asked questions.

What is a Note?
A Note is a promise to pay. It is a written IOU from the borrower to the lender. This important document contains details of the terms and the agreements between the borrower & lender. There are 2 broad categories of Notes...Collateralized and Non-Collateralized. A collateralized Note provides security to the lender because the borrower pledges to give the lender something of value (house, car, 1st born child, etc.) if the borrower fails to repay the debt.
Where Do Notes Come From?
Notes are created when people borrow money and sign a document detailing the repayment agreement.
Why do banks sell the Mortgage?
Banks sell Mortgages for a variety of reasons. Quite often they sell the Mortgage when the borrower has stopped making payments. These non-performing mortgages are packaged up in "bundles" and the entire bundle is sold at a deep discount in order to raise cash. Banks also sell performing Mortgages to raise cash. These are typically sold after the bank has collected interest for a number of years and simply wants to do something else with their capital. Performing Notes are sometimes sold at slightly discounted prices to other Banks, Mortgage Lenders and Investment Firms seeking cash flow.

Get Started

Investing with A1 Secured Notes is easy. Follow these 3 simple steps to begin building wealth today:

01

Request a Consultation

We’ll discuss your financial goals and how note investing can help.

02

Select Your Investment Strategy

We’ll tailor your portfolio to fit your needs.

03

Start Earning

Enjoy passive income and watch your investment grow.

Testimonials

Hear From Our Satisfied Clients

Our Blog

Stay informed with expert insights, tips, and trends in the world of mortgage note investing. Whether you’re new to investing or looking for advanced strategies, our blog has something for everyone.

Why Mortgage Notes are the MVP of Investments (Even in a Chaotic Economy)

Why Mortgage Notes Are the MVP of Investments (Even in a Chaotic Economy) Let’s talk […]

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